Need money? You can get money right now with fast cash turnaround in an emergency without selling your soul or starting an OnlyFans, even if you’re a little bit on the lazy side.
Yep, this is a classic article completely rewritten in 2026 for the normalized depravity brought on by pandemic lockdowns and the economic devastation that followed. Most of the nasty parts are tongue in cheek. Oh, and yeah –I had a lot of fun tricking AI into making the photos that accompany the article.
If you’re getting desperate, and it’s so bad you’ve been considering joining the ‘oldest profession’, look no further –let’s avoid that altogether if you think it’s a slippery slope you’d rather not be involved in. Results vary, so let’s look at all options.
Finding the Best Way to Make Money Online
While traveling abroad full time since 2010, I’ve ran into a few scrapes. I got no safety net, no family to save me. I got nobody. Agility and resilience is the name of game.
I went from six figure blogger to degenerate broke divorced YouTube streamer. Google algo changes are a hell of a drug. And no money, no honey.
I remember normie life, but I know mine better –I’m a satellite without a safetynet; and I know if you’re broke, life fucking sucks. You could lose more than your kids in this economy, if you’re a dude on hard times in a foreign country afar from social programs and ‘oh, you’re white so you’re rich and if you’re not you shouldn’t exist here’.
We’ve all been there to some degree. Whether it’s saving money for a trip, paying off a past-due student loan, renovating your home, footing the bill for car repairs –or you’re still feeling the economic effects of our forced isolation during the pandemic (never, ever again).
The expectations of others could rot your fucking teeth. Or worse, an ulcer and an early grave. If anyone wants unvaccinated sperm, I’m you’re guy.
At one time or another, we all hit a wall. And there’s a billion lists out there which offer suggestions for the best way to make money online –but a majority of them aren’t fast enough.
“I need money” means I need money now. And I hear you. But my ideas aren’t all kosher, or halal. Some are downright dirty, and you gotta read between the lines.
What would you do to eat?
Setting Expectations
There will be limitations, like how fast money payments are made or how much effort is required. If you’re looking for relatively easy ways to make money quickly, this list includes solutions that will help you out when you need cash now –as in, within 24 – 48 hours, and others which may take 1-2 weeks to get paid.
I’ve organized this list by how quickly you can get money when you need it. I’ve used all of the suggestions on this list that aren’t US-only as unfortunately I’m Canadian.
All of these quick cash strategies will provide a realistic, doable working solution for people who need cash fast. Many of them can make you quick money in a single day, others will be a passive income trickle –if you combine a few different solutions you could make yourself more financially resilient.
Keep an open mind and think beyond emergencies. Some of these suggestions are so easy you could make money during dead time like riding the bus, eating lunch, or in between rounds of Fortnite. If you need to get money by tomorrow, the first suggestion might be your best bet.
I Need Money:
16 Easy Ways to Make Quick Cash
1. Superfast Nuclear Option: Find Fast Loans Online
This first suggestion is the fastest way to get money now –a simple loan from ZippyLoan can get you all paid out within one business day in many cases (often informed within minutes) –even with a lower credit rating.
Borrow between $100 and $15,000 as soon as tomorrow with very flexible payback terms.
This is the nuclear option for extreme situations when you are desperately need to get money by tomorrow.
If you think your credit isn’t good enough or you’re too young, applying is the only way to find out for sure. This offer is only available to US citizens (via a US IP address, you may need a VPN).
If you need a bigger loan (up to $35k) with the same fast turnaround speed try Total Personal Loan or read about other lending options we trust.
What are the consequences if you don’t try?
2. Online Surveys+
Yeah, online surveys. Everybody suggests a bunch of them in these kind of posts, and most online survey sites are a crap way to make money quickly.
Except for Swagbucks. They aren’t just surveys, you can also get paid for browsing the web on your laptop or phone, too.
With Swagbucks you can make money fast today, and I’ll start you off with $5 for free in your account.
Some activities that Swagbucks will pay you for;
- Playing games
- Watching videos
- Shopping
- Online Search
- Taking surveys
Swagbucks is a rewards program that gives you free gift cards that don’t suck, or they give you cash –it’s one of the best internet money making sites there is.
They’ve got an 4/5 rating on TrustPilot, they give out over 7,000 free gift cards daily, and they’re great if you’ve got some nervous time to burn.
This offer is for those “I need money now for free and fast” situations, and only available for US and Canadian citizens.
3. Flip Free Stuff From Craigslist for Money
Looking for free stuff on Craigslist.com is easy, and so is turning around and selling it for fast cash.
This one’s pretty self explanatory and could easily generate a few hundos within a matter of days.
Better yet is that it’s not limited to Craigslist –there are websites similar to Craigslist all around the world, making this suggestion open to anyone, anywhere.
Additionally, double check your own closet and see if there’s anything in there you no longer use and can part with. Then browse the closets and storage rooms of your friends and family members while you’re at it.
4. Monetize Existing Socials
You don’t have to become an e-girl, gaming streamer, or a model on OnlyFans or Chaturbate to monetize your socials.
Instagram has been around since 2009– chances are you’ve already built up a decent following and you’re just not monetizing it effectively enough.
For ladies, Instagram is just as much a dating app as it is a cash app.
Before you monetize, you’ll have to lose your fear of trolls or being called a grifter. Some people are happy to shell out of a few bucks to make your day, especially if you’re willing to share a little bit about your life to your audience for that authenticity vibe.
In my first 3 weeks of streaming on Asia Based TV, a channel I only casually started in June 2025, and only had 310 subscribers 6 months later –I made about $600 USD in superchats without being officially monetized. Which is the exact same trajectory I had when I started this blog; unusual but definitely possible.
And superchats are paid out instantly, so there’s no waiting.
How?
Putting a link to Buy Me a Coffee, or CashApp, PayPal, and other payment processors is a subtle way to encourage donations, albeit marginally.
Offering ‘members-only’ content for subscribers who value you enough to pay a monthly fee is a more reliable source of income, and it doesn’t have to mean taking your clothes off.
To motivate monthly paying subscribers when you need money desperately you could create exclusive content like hosting Q and A livestreams, one-on-one chats, or share video “post cards” that highlight what’s interesting about your day-to-day life.
I’d go further if I were an e-girl;
I’d set themes for streams, financial goals, prompts for my audience like ‘if I reach $200, I’ll do XYZ’ (she could rate a superchatters dating profile or whatever).
And then I’d manufacture a little faux drama every few days for simp sympathy– I’ve personally goaded and Pied Piper’d pay pigs into paying $200 USD to a clean Filipina clothes-on e-girl and buying her a new laptop (with 64gb RAM, receipt and shipping information provided) all within three hours of a targeted trolling. And that was my first attempt doing something like that.
Oh, how easy it is to make money as an e-girl.
But I digress.
My channel is mostly about dating in The Philippines and I often have a discussion panel with 4 to 5 Filipinas to talk about their past relationships similarly to Fresh & Fit or Whatever –because if you’re coming to The Philippines, dating will be a part of the equation. Why not compare apples to apples and see how Filipinas compare to girls in your current Western dating hellscape, right?
Well, if I had more members in my members-only community, I’d take some of those girls to the beach after a livestream and make content for paying members. Maybe find a trampoline and record some 120 frame-per-second slow motion video –the only limit here is your creativity.
Beyond those ideas, livestreams pay more than static videos on the short term, because of superchats. If you’re not monetized, use StreamElements –there’s minimal transaction fees, and they provide OBS overlays where you can set goals, and make a big deal out of someone when they superchat to encourage more of them.
As far as members-only platforms go, there’s Patreon, SubscribeStar, Locals, and more. They all have varying fee structures. I use Locals, although I’d like to build my own online community site from scratch with BuddyBoss.
Oh, and don’t forget to repurpose content you’re making already across multiple platforms.
Instagram videos work well on TikTok, or you can multistream between YouTube, Rumble, Twitch, and Kick, for example. And if you are in the adult entertainment world, Chaturbate is a great on-ramp to your OnlyFans –just sayin’. It’s not just about taking pipe, it’s about creating a pipeline, too!
In the past, and after unsuccessfully talking them out of it –I helped a few lady friends of mine make content and monetize it more effectively. In the future I plan to throw together some training for e-girl monetization, why not? I don’t recommend it, but if you’re going to do it anyway you may as well make as much as you can before you get out. You’ll need it to pay for all that cat food down the line.
If you’re an e-girl or adult entertainer who needs help making your content more profitable, drop a message on the contact page. It’s just one of those random things I do!
And dudes, if you’re not a greasy fat fuck there’s room for you in that miserable line of work, too. I’d wager it would be less competitive as a male ‘model’ or escort than a female one if you’re fit above average. Lots of reformed “I don’t need no man I am the table” types regretting their choices with all that girl boss bank on their hands and no kids to spend it on.
5. Sell Unused Internet For Beer Money
If you’re not interested in online surveys and want to make free money with no effort –totally passively– then you can sell unused internet bandwidth to data scientists at major corporations and AI firms and get paid about $30 USD for free, every month, from EACH of the following platforms.
Anyone in the world can sign up for Honeygain, Uprock, and Nodepay. These are quite popular here in The Philippines.
Why start only one? You can earn on all three simultaneously:
1. Honeygain (App)
2. Uprock (App)
3. Nodepay (Chrome Extension for Desktop Browser)
These apps make money overnight and could be the easiest, best way to make money online with no work or effort.
Payment depends on how often you leave the app running, how many devices you’ve connected to the internet, and/or how many accounts you create. It works out to about a buck for every 5GB-10GB transferred through the app, minimum. Minimum payout threshold is $20 USD.
These passive income generators all have a mobile app and can run on your main computer via a Chrome Extension or application. More devices, more money.
It ain’t much, but it’s free money, and you can earn it using any data connection. Know your neighbor’s WiFi password? Joke, lang.
Your data is used to power the backend for companies who purchase bandwidth for quantum computing –think AI firmns, SEO companies with heavy keyword research software similar to MOZ, or a content delivery network (CDN).
All of these apps have been audited by third parties, and there’s nothing shady or malicious in their TOS (they don’t spy on your device). It’s straight up bandwidth sharing, they don’t log you –you are not the product.
It ain’t much, but it’s free money, and you can earn it using any data connection. Know your neighbor’s WiFi password? Kidding.
Your data is used to power the backend for companies who purchase bandwidth for quantum computing –think AI firmns, SEO companies with heavy keyword research software similar to MOZ, or a content delivery network (CDN).
All of these apps have been audited by third parties, and there’s nothing shady or malicious in their TOS (they don’t spy on your device). It’s straight up bandwidth sharing, they don’t log you –you are not the product.
Earning money today is possible. Put your computer to work for the ultimate no-effort passive side hustle and earn money right now. If you use our signup links, you’ll start with a points balance worth $5, $10, or $15 bucks –depending on whether or not you sign up for all three.
1. Honeygain
2. Uprock
3. Nodepay
6. Small, Repetitive Tasks for Quick Cash on Fiverr
Doing small repetitive tasks for other people is a great way to get money now, and Fiverr is how my Pinterest manager did it.
She makes Pins for businesses that use Pinterest in her spare time and makes a few thousand bucks per month. In her case, she uses Canva to make them and charges $4+ for each design. You can even use the free Adobe Spark app on your phone to design images, so no laptop required.
What can you do quickly and effortlessly when you need cash now? Check out Fiverr to get an idea of all the little tasks people are charging for.
This offer is open to anyone, all around the world.
7. Rent Out a Single Room in Your Apartment for Short Stays
Airbnb hosts make quite a bit of fast money.
What’s even better is that Airbnb also provides hosts with up to $1M in property protection against damages, as well as $1m in liability insurance.
To get out of a jam or pay down your mortgage faster, you could rent out one bedroom (shared living on Airbnb is very popular, common, and normalized) or hell, crash at a friend’s place and rent out your apartment on weekends. A lot of Airbnb hosts just rent out a room and cohabit with Airbnb users when they stay there.
To turn it into a side hustle, you could start renting cheap apartments in convenient locations and renting them out on a larger scale. I’ve done the latter, as we tend to rent apartments in every location we visit often. It’s decent money and a great way to pay for travel.
This offer is available to anyone where Airbnb operates, globally.
On the contrary, you could ditch your home all together like I did and become a housesitter all around the globe!
8. Work From Home, Obviously
Before I started making a passive income with blogging, I’d take work-from-home jobs in Canada to make money online in order to cover my living and travel expenses.
Although the scene isn’t what it used to be. It’s far more competitive these days so if that doesn’t sound like you –keep moving on– but if it does sound like you, here’s a recommendation that will give you the best shot at it.
Legitimate online jobs are quickly becoming commonplace, with reputable businesses like TTEC, Amazon, Hilton, Dell, Robert Half International, BroadPath Healthcare Solutions, GitHub, VIPKid, and Convergys all hiring location independent job positions on a regular basis, just to name a few.
Working online can sometimes come with risks if you don’t know your employer, or they weren’t vetted first. In my opinion, Upwork is full of deadbeat employers paying rock bottom dollar for your hard work and I recommend staying away from “gig economy” websites like that.
Instead, I trust Flexjobs‘ remote job site to find online work when I need money; they screen out shady employers, offer free coaching to help you get a job, and they’re generally all around good people. You can get an account on Flexjobs for as little as $2.95 for 14 days.
Check out a few of their job listings, they’re automatically updated and always current;
Get money now with job listings that we’ve curated for you here.
This offer is open to everyone, everywhere.
Flexjobs vs Upwork
You got nothing to lose with Flexjobs –and they cost many times less than Upwork. At Upwork you pay taxes plus a percentage to Upwork on every project you get, you can’t migrate clients off their platform without threat of legal action, and you have to pay to apply to individual jobs with their silly little digital currency you pay for with real money.
Another pet peeve I have with Upwork is their constant nagging for me to re-verify my identity all the freaking time –twice in the last 7 days. If anything goes wrong with their automated KYC process my account gets locked, my client gets a warning inside our chat along the lines that anything I send them could be malicious, and I can’t withdraw my income. It’s extortionate and I have the receipts to prove it.
Trust me. Flexjobs will make finding a remote job easier, without the constant hum in the back of your mind that you can lose your account at any time like on Upwork.
9. Trade In An Old Smartphone
With the economy what it is there’s a larger market these days for people buying used flagship phones and you could save money by trading in your phone at a local shop in person.
That’s where Amazon comes in –you can trade in your old phone through the mail for valuable credit towards your next new or refurbished phone.
Trading in an old cell phone is also more environmentally-friendly than tossing it in a landfill or keeping it in a drawer to collect dust. Amazon knows that in the current economic climate, droves of people are looking to save money by purchasing your previously-loved iPhone.
While you’re at it, you may want to opt for a new phone that is capable of running a ‘de-Googled’ operating system like LineageOS.
10. Affiliate Marketing
Most businesses will have an affiliate program that will allow you to make a commission when someone buys a product or service via a unique link they provide.
You can share affiliate links on social media, a blog, online forums, post comments, and with friends or family.
Amazon is probably the biggest affiliate program the world over, but there are millions of others. In fact, a majority of the suggestions on this page have affiliate links that give us a small kickback at no additional cost to our readers –pretty much any website you visit is going to be making affiliate commissions in this way.
Some of the affiliate programs that make us the most money now;
- Amazon (electronics, fashion, travel gear)
- Travel Insurance
- TargetClick (CBD oils, health and beauty products)
- Awin (online services, travel guides)
- Shareasale (online courses, debt management, travel gear)
You can do affiliate marketing without a website, but I humbly suggest you build one.
If you’re a beginner, I recommend Wix website builder because it’s incredibly easy to use and they have great support –you can probably whip up a website with Wix in a single weekend.
We make thousands of dollars passively every month with affiliate marketing, and started making money within a few months after we started. We make money while we sleep, and it’s how we can afford to travel full-time for the better part of a decade to date.
Anyone, anywhere can start affiliate marketing –although it isn’t a “get rich quick” money-making machine when I need money desperately at a moments notice. It takes time to build up, but once it does, you’re all set.
11. Sell T-Shirts Online (No Inventory)
Another great way to make money online is by selling t-shirts and other merch online, like stickers, wall prints, and so on –without inventory or having to ship anything, using sites like Teepublic or Printful.
The process can be pretty instant; we made a sale on our first day when we gave it a shot. Since then it’s become a regular part of our monthly income.
We wrote a massive guide about selling t-shirts online to help our readers make quick cash, and there’s even a tip in there to help you do it with zero upfront costs.
12. Get Paid for Past Flight Delays & Cancellations
That’s right. If you’ve had a flight delayed, cancelled, a missed connection, or you got the boot because of overbooking, EVEN bad weather –you name it; you must read an article we wrote about flight compensation.
If you’re the kind of person who archives all their old flight confirmation emails instead of deleting them, you could go back up to six full years and still get up to €600.
Free money –for you and anyone you might know who’s experienced a flight delay or cancellation or any other of the million bogus reasons airlines may have given you in the last 6 years.
Take the quiz and find out if you’ve got a case, hit the button below.
13. Drive or Lend Out Your Car
Uber, Lyft, and Grab are all at the top these make money fast posts, and for good reason. You can choose your own hours and get paid quickly to drive people around your city.
And your riders, if you’re in the West, will appreciate you’re not brown –another joke, lang.
You can also drive kids around with Kango, deliver groceries with Instacart, or loan your vehicle to other people with Fluid Market or Get Around.
14. Sell Photos on iStock or GettyImages
As you can tell thus far, AI has a stink to it. Real people want photos taken with a human lens.
If you’ve got some really great photos on your phone or digital camera, sell them.
iStock is owned by GettyImages, one of the world’s biggest photo-sharing sites, and they’re always on the look out for high quality, authentic-looking photos. GettyImages can sell your photos for you when you sign up as a contributor.
Selling your photos online is a great way to generate a passive income, although it may take a little while to ramp it up. This option is available to anyone, anywhere.
15. Teach Online
Teaching online, from home, is a great way to make money when you’re in I need money mode, and it can also make a great work-from-home career. All you need is a webcam and a decent internet connection.
Outschool lets you set your own rates and they promote your courses for you, and it’s reliable. If you’ve ever taught online before, I suggest you give it a shot.
I used to recommend VIPKid, but they’re far too stringent and require accreditation. Outschool lets you teach whatever you want and they let your reviews do the talking, whether you’re certified or accredited, or not.
Other than Outschool, consider exploring Facebook groups and do a Google search for people overseas interested in having someone teach English via Zoom.
This offer is open to anyone who wants to teach kids.
16. Eliminate International Bank Fees Like I Do, Save Money Long-Term
Banking fees and service limitations vary by usage and financial institution. Some banks have a large minimum balance requirement to unlock no-fee banking options, and most make transporting money across borders an expensive ordeal –with trumped up fee percentages and dismal foreign exchange rates.
In our opinion PayPal is trash, too. That’s why we use (and highly recommend) Wise, formerly called Transferwise.
You can open an account in multiple countries, whether you live in Canada, the US, Australia, and over a hundred others (including India and South America) to exchange or move money at proper and fair market rates.
In our experience, international money transfers cost pennies on the dollar and they’re faster than old school banks. If you live in a supported country you can get a bank card to use at ATMs and point-of-sale purchases.
If you live in one place and send money back home to another country, Wise is your best bet to carve off hundreds of dollars per year in international money transfer fees.
Try out their calculator to see what I mean. If you make the switch from your current financial institution, the lower fees will feel like free money.
That’s It!
Yes! I could have made this post longer and offered up more ways to make fast cash, but I didn’t want to put any fluff or filler suggestions on this list.
Didn’t find a good solution? Go nuclear and blast away the consequences of going broke with Zippyloan.
When you need to get quick cash, what works for you? Let everyone know your best money-making strategies in the comments.
How to Get Money from Businesses in Other Countries
After beginners figure out how to make money online, a bank account in another country to collect incoming payments may be required in most situations for non-US citizens.
As a Dutch-Canadian who bangs a lot of entrepreneurial Filipinas, we all use Payoneer and Wise (formerly called Transferwise) to move money around and get paid from online income sources for little to no fee; Amazon pays me via a Payoneer US bank account, WorldNomads insurance pays me via a Wise Australian bank account. All accounts are linked to one card and my home bank in Canada, and currency conversion rates are, I think, the lowest possible.
Learning how to make fast money isn’t just about how it’s earned, it’s also about how you receive it.
Open an account with Payoneer and Wise, you’ll thank me later.
If you try to visit a website on this list and it isn’t loading for you, consider using a VPN with a US or Canadian location.
Many of these fast cash strategies suggestions are only available in the US, Canada, or Europe and you might need a VPN to access them. We audit/review a new VPN company every year, and NordVPN is currently our jam.
Your IP is Showing!
It's 104.167.25.220
Consider using a VPN to mask identifiable information that can be used by hackers and governments around the world to decipher your physical location and observe your private browsing habits. Make it look like you're in a different location and get region-specific content. Watch American Netflix all over the world, even if you're in the Philippines.
